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Branch office deposit data is among the most confidential information at a bank, especially those with many branches. Why have regulators made this sensitive competitive data public for banks and thrifts annually for over 50 years but not for credit unions?
May 13 -
The Navy Federal scandal is just the tip of the iceberg. After looking away for 20 years, Congress needs to focus on providing real oversight of the credit union industry.
March 14 -
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An advocate for the credit union industry pushes back against "tired" and "recycled" criticism from bankers.
March 7America's Credit Unions -
The nation's largest credit union allegedly engaged in racial discrimination resulting in calls for further investigations and regulations. Had Navy Federal been subject to the Community Reinvestment Act it may have avoided this problem.
February 12 -
The country's largest credit union is learning the hard way that failure to assure inclusivity in lending practices is a recipe for both financial and reputational damage.
January 10Creative Investment Research -
Small towns, in which community banks are disappearing, have increasingly little to offer nascent businesses in the way of reliable credit.
November 29Challey Institute for Global Innovation and Growth -
The agency's insistence on churning out new requirements — even as courts question its constitutionality — is harming the very consumers it purports to help.
November 16Credit Union National Association -
A new rule allowing people with long-ago criminal convictions to find employment at credit unions is good for both the industry and for society at large.
November 3National Credit Union Administration -
FedNow and RTP are only going to get better and more efficient as they become interoperable and develop new use cases. It's time to get on board.
October 3Endava -
The National Credit Union Administration is addressing two of the main reasons why new institutions aren't being formed — making it easier for the organizers to raise the required capital and easing the burden of the application process, says Todd Harper, the agency's chairman.
September 4National Credit Union Administration, Federal Financial Institutions Examination Council -
A recent breakthrough transaction demonstrates the promise of credit union sub-debt offerings for investors looking to enter the ESG space.
July 7Olden Lane Inc. -
We have the tools to address our housing challenges through a mix of regulatory reforms, policy changes, incentives and investment. What's needed is the will and leadership to put those tools to work.
June 23National Credit Union Administration -
Further changes to field of membership rules will result in credit unions so big that they lose focus on the communities they were chartered to serve.
June 19 -
It's clear that credit unions buying community banks is bad for businesses, bad for communities and bad for government tax revenue.
May 5Century Bank & Trust -
The head of the Council of Federal Home Loan Banks argues that the special lien status of Home Loan bank advances, created by legislation in the 1980s, is largely irrelevant in today's marketplace.
April 19 -
Bank regulators have historically neglected the needs of Black communities. Channeling funds to the banks that serve them would repair some of the damage.
April 3Creative Investment Research -
The National Credit Union Administration must extend a program allowing credit unions to offer long-term loans for residential solar power installations.
December 22Teachers Federal Credit Union. -
The National Credit Union Administration must justify its sharply higher operating budget for next year.
December 20National Association of Federally-Insured Credit Unions -
The National Credit Union Administration can no longer examine third-party vendors and service providers. That leaves the industry vulnerable to cybercriminals and other bad actors.
December 16National Credit Union Administration, Federal Financial Institutions Examination Council